The climate of real estate in metro Vancouver is like no other. For buyers purchasing for the first time, new immigrants, millenials, they cannot just purchase their first home without information and some knowledge about real estate and market statistics. Likewise, home sellers need to be more savvy when it comes to selling their home as there are trends in selling that they must be aware of before listing their home for sale. How do I maximize my home's full potential? Do I redecorate and paint? Do I renovate? Do I add a secondary suite? A laneway home? Do I sell my property as land assembly? And if so, how does my property qualify?
It is these two areas that my seminars focus on-- first time home buyers and selling your home as land assembly because buying and selling real estate today, information is powerful and knowledge is key.
For example, first-time home buyers must be aware of where price appreciation has occured in metro Vancouver, and why it is a better investment to purchase in those areas. In metro Vancouver, price appreciation has happened around transit stations near the Cambie Corridor. A study titled, "Price Appreciation Patterns" in 2012 by UBC Sauder Students Maryam Bagheri, Christina Chan, Allison Lasocha and Karlee Sommerfield obtained data from MLS listings before, during and after construction along these transit routes and found that price appreciation happened.
In an article in Business in Vancouver January 2017, according to ICBC, there are fewer motor vehicle ownership in British Columbia. However, that doesn't mean that there are fewer drivers. The advent of ride sharing such as Car2Go, Evo, Modo are all gaining in popularity because of the rising fuel cost, cost to maintain, own and park are increasing every year. The trend now in ride sharing is seen throughout Vancouver where there are also bike programs such as an increase in cycle paths, allowing cyclists to mount their bikes on to bus transportation, and bike rental programs as well.
Living closer to transit routes is now more popular because of its convenience. Grocery stores such as IGA, No Frills, Stongs, Choices are gaining in popularity for their offerings but also because of their walkability. Though box stores like Walmart,Costco and Superstore still prevail, the boutique butcher, baker, organic shops are all gaining in popularity because of its convenience and ease to walk to. (Look at Walkscore.com for more information about neighbourhoods with a higher walkscore.)
How do first time home buyers maximize on future values when purchasing today? It is not enough to leave it up to 'chance'. Buyers have to be aware of zoning, as they would be aware with anything to do with their property such as the number of bedrooms and bathrooms. Zoning is important in Vancouver because of zoning changes in the city's attempts to address densification and population growth. If you are looking at a specific neighbourhood, look to the city's website for the official community planning and what is proposed in the next few years to see how and if it will affect your property's values. However, you must note that even if you do look at the city's website, you might not be finding the right information you need and require as there are non city planned rezoning projects you may not be aware of. You might be missing out on a tremendous opportunity if you don't know what to look for. (Please read my article below which was published in the Real Estate Weekly on Subdivide and Conquer: Know Your Property's Future Values Now.)
Buyers today must have a Realtor who can help them see anticipate future needs. What are your immediate needs? Your immediate needs are important but your future needs are what matters most. Knowing that you will be needing a two bedroom in three years or less means that you will require a two bedroom to grow into. Meanwhile, even if you are not using the second bedroom, consider it as a mortgage helper and which you can rent out.
For home sellers, how do they maximize on the full potential of their property? Do I stage my home and declutter? Renovate and update my kitchen? Repaint or landscape? Do I add a secondary suite like a laneway home or infill? What do I need to know about zoning and OCP? What are developers looking for? Where can I get information to sell to a developer along with my neighbours and sell as land assembly?
My mission is to educate, epower and enlighten consumers. I have been providing home buying and home selling seminars throughout metro Vancouver for the past 16 years.
I am an experienced professional who has always provided guidance whenever needed, and placed people first, ahead of profit. I hope you will take the time to attend our seminar in the Fall, and meet me!
I am a member in good standing, of the Real Estate Board of Greater Vancouver (REBGV) and the Canadian Real Estate Association (CREA).
I am also dedicated to the Children's Miracle Network fund and donate a portion of my commission to such a worthy cause.
Many thanks for visiting my website ~Hope to see you soon! Please read below for Geraldine Santiago in the news, and go to Youtube for more real estate related information.
FREE Home Buying and Selling Seminar
Buying your first home? Young buyer? Move up buyer? New immigrant buying real estate in metro Vancouver? You're in the right place!
Vancouver is one of the best places in the world to live, work and play and if you are haven't bought your piece of real estate yet, ask yourself why not?
There are approximately 8,000 real estate agents in British Columbia. Some specialize in a certain area, such as Port Coquitlam, Vancouver, or Richmond. Others specialize in a certain demographics- seniors, investors or first time home buyers.
There are a handful of us who specialize in first time home buyers. Seek us out and find out who is the best candidate for you. Not all real estate agents are alike. Given that this is your first home, you need to find someone with the right credentials and who can far surpass others, other than just being a 'sales person'.
If you still haven't decided WHO to help you when you purchase- here's something to think about--
How you'll EXCEL when you choose ME as your Realtor:
I'll show you where to buy, what to look for to get maximum results. I'll take the time to show you trends, forecasts, research and reports. I'll show you exactly what areas have exceded market gains and WHY!!! I invite you to ask other agents these same questions, and you'll be convinced that the information and reports that I offer you will be POWERFUL TOOLS when you purchase.
KEY AREAS in NEIGHBOURHOODS throughout Metro Vancouver have become HOT SPOTS IN REAL ESTATE! If you are not aware of those areas, you could be missing out on a tremendous opportunity!
So giive me a call if you are serious about buying your first home. I'd love to meet you for a free consultation. (604) 76-HOUSE or email me at firstname.lastname@example.org
" You have my personal and professional commitment that I will help make the purchase or sale of your home a smooth and positive experience. I offer a unique one-on-one service with information, support, communication and experience like no other.
My real estate knowledge, experience in marketing, combined with my unique, creative skills and expertise in leveraging technology, will make your real estate experience with me successful."
-- G E R A L D I N E S A N T I A G O
If you're still not convinced I'm the right Realtor for you- check out these articles, this year alone- 2014.
Breakfast TV: Interview with Geraldine Santiago on Maximizing Your Property's Potential
Click Here: http://www.btvancouver.ca/videos/3449298978001/
Vancouver Sun: Geraldine Santiago On Densification in Metro Vancouver
REW.ca Know Where to Buy, Future Values Now for Buyers/Sellers
Want to attend our annual seminar and meet me personaly? Attend our free home buying seminar In North Vancoouver RE/MAX office on TUESDAY, October 23rd from 6-8pm. Pre-register through Eventbrite, or TEXT me at (604) 764-6873 Code: Seminar, or through this website under SEMINAR REGISTRATION.
Geraldine Santiago, published author of the "Complete Home Buyer's Guide for Canadians" , "Selling Your Home in Canada" and "Buy and Sell a Recreational Property in Canada" and licensed Realtor, along with industry experts-- Alma Pasic, Glenn Duxbury, and Patricia Wright present at this seminar.
Topics to be discussed: the importance of each professional and what their roles are, contingency funds and special assessments, building envelopes, how to avoid leaky condo's, legal documents. binding contracts, costs and more!
Find out about what the market is doing. We'll show you how to read market statistics and learn how to use this information to get the best possible price. What are sub-areas doing? Each locality is different - North Vancouver to Richmond to New Westminster.
Knowing how much price are being discounted (or not) in these areas will give you a heads up during the negotiation process. The market is constantly changing- is it hot or cold? If so, which areas are going to increase next month? Don't miss out on this important information.
CAN'T ATTEND that day but are still interested in our seminar? Don't worry! We offer our seminar on a regular basis at different RE/MAX locations, public libraries and community centres. We will keep you in the loop, just let us know and we will add you to our mailing list.
SLIDESHOW PRESENTATIONS: If you really can't attend our seminar, please feel free to go to the SLIDESHOW PRESENTATIONS tab on this website with presentations dating back as far as 2005. It will redirect you to the Slideshare.net portal. Though some of the slideshow presentations are older, they still are worth having a look through them at your own leisure.
Once I became a Realtor myself, early in my career, my first clients happened to be first time home buyers. I knew EXACTLY what they were going through. I had been there myself. I tried to give my clients all the guidance they needed. I answered all their questions, explained in detail the options they had, and gave them all the resources they need to make their own inquiries. It was then I decided to help first time home buyers. As a published author, I have been providing home buying seminars at various locations- public libraries and community centres regularly, and have been invited to speak at many real estate events.
(Please see below testimonials from community programmer and dates of our events.)
Attend a First Time Home Buyer Seminar & Get EMPOWERED!
If you are thinking of buying your very first home, and don't know where to begin, this is the seminar for YOU! Whether you are thinking of purchasing in North Vancouver, West Vancouver, Vancouver, East Vancouver, Richmond, Surrey, Tri-cities, Burnaby, Coquitlam, Delta, Ladner, or Maple Ridge, join us for an informative evening with industry experts.
Our home buying seminar specifically focuses on first time home buyers purchasing in Metro Vancouver. Experts discuss important real estate issues such as: first time home buyer's do's and don'ts, property purchase transfer tax exemptions for first time home buyers (and how to qualify), home owner's grants, obtaining the best possible rates, getting a pre-approval, avoiding leaky condos and costly surprises, depreciation reports, contingency funds, deposits and downpayments......and a whole lot more!
Our primary goal is to empower, educate and enlighten first time home buyers by way of facts, statistics and information--and lots of it! We provide tips on saving money, resources and most importantly guide first time home buyers through the entire home buying process from pre-approval to posession day.
We'll show you how to prepare and plan, save money for your down payment, improve your credit score, pay off your debt and point you in the direction when it's right for you!
Geraldine Santiago is a licensed real estate agent with RE/MAX and has always been active in the community. As an author of three real estate reference books, "Complete Home Buyer's Guide for Canadians", "Selling Your Home in Canada" "Buy and Sell a Recreational Property in Canada", Self-Counsel Press Ltd. she provides invaluable information on real estate. She has had the priviledge of also hosting home buying and home selling seminars at numerous community centres and public libraries throughout the lower mainland since 2002. Santiago says, "We hope to make your first home buying experience as stress free and enjoyable as possible and we recommend that you attend our seminar to achieve this!"
Join our 17th annual RE/MAX Greater Vancouver First Time Home Buyer Seminar scheduled for October 23rd 2018 at RE/MAX Crest North Vancouver location, 2609 Westview, #101.
December 4, 2007
Thank you for presenting "How to Buy Your First Home--And Say Good-bye to Your Landlord"!, a free program open to the public, at the George Mackie Library on October 24, 2007. Your presentation was very well put together and informative, and I know the participants really enjoyed it and found it very useful.
We appreciate your willingness to share your time and knowledge with the library and Delta residents.
-Frances Thomson, Community Librarian
January 21, 2008
To Whom It May Concern:
This letter is in reference to Geraldine Santiago and her relationship with the Roundhouse Community Arts & Recreation Centre. Geraldine has been facilitating workshops and seminars on Real Estate and Buying Your First Home for our community centre over the past six years. I have no doubt that the programs she runs have benefited both her participants as well as our community centre.
Should you have any questions please do not hesitate to contact me.
Kathryn Sweetapple, Recreation Programer II
May 4, 2007
I'd like to thank you very much for arranging and presenting the program on First Time Home Buying at the New Westminster Public Library on Tuesday, April 10, 2007.
What a great program you have developed! There is so much to know about buying a home; it can be quite daunting for a first time homebuyer. it was an excellent idea to invite people with different expertise to speak to their field (mortgage, realty, inspection, and legal). Everyone had excellent information to give in their area and the audience of 63 seemed to really appreciate the presentation. it was also so very generous of you to provide a copy of your book to everyone that wanted it.
Thanks again for taking the time to come to the library. I hope we can have your team come again.
Debra Nelson, Community Services Librarian, New Westminster Public Library
For over 16 years, Santiago and her team of experts have helped thousands of home buyers. See a partial list of seminars we've hosted....we've come a long, long way!
October 23, 2018 RE/MAX Crest Realty (North Vancouver)
March 24, 2018 RE/MAX Crest Realty (Vancouver)
March 10, 2018 RE/MAX Crest Realty (North Vancouver)
November 7, 2017 RE/MAX Crest Realty (Vancouver)
March 8, 2016 RE/MAX Crest Realty (Vancouver)
March 18, 2015 Creekside Community Centre (Vancouver)
November 12, 2014 Creekside Community Centre (Vancouver)
November 13, 2013 Creekside Community Centre (Vancouver)
October 7. 2013 False Creek Community Centre (Vancouver)
October 8, 2013 Cambie Public Library (Richmond)
October 21, 2013 Ironwood Public Library (Richmond)
May 14, 2013 False Creek Community Centre
November 25, 2012 Burnaby Public Library
November 7, 2012 Richmond Public Library (Minoru)
January 11, 2011 False Creek Community Centre
January 26, 2011 Dunbar Community Centre
October 5, 2010 False Creek Community Centre
April 20, 2010 Richmond Cambie Public Library
October 22, 2010 Renfrew Community Centre
September 10, 2009 Renfrew Community Centre
September 3, 2009 Killarney Community Centre
May 28, 2009 Richmond Public Library
May 14, 2009 Riley Park Community Centre
April 23, 2009 Richmond Public Library
March 12, 2009 Renfrew Community Centre
February 5, 2009 Mt. Pleasant Community Centre
October 7, 2008 Riley Park Community Centre
June 5, 2008 Roundhouse Community Centre
May 20, 2008 Riley Park Community Centre
March 10, 2008 UBC Community Centre
Marcy 4, 2008 Riley Park Community Centre
February 28, 2008 Roundhouse Community Centre
February 20, 2008 Richmond Pubilc Library Cambie Branch
February 6, 2008 Renfrew Community Centre
January 30, 2008 Renfrew Community Centre
December 4, 2008 Richmond Public Library Ironwood Branch
November 29, 2007 Coquitlam Public Library
November 27, 2007 Mt. Pleasant Community Centre
November 21, 2007 Roundhouse CommunityCentre
October 24, 2007 South Delta Pubic Library
October 10, 2007 North Delta Regional Library
October 3, 2007 Port Moody Public Library
September 19, 2007 Riley Park Community Centre
June 20, 2007 Richmond Public Library Cambie Branch
June 13, 2007 Riley Park Community Centre
May 29, 2007 Richmond Public Library Ironwood Branch
May 9, 2007 Roundhouse Community Centre
April 24, 2007 Trout Lake Community Centre
April 19, 2007 Renfrew Community Centre
April 10, 2007 New Westminster Public Library
March 7, 2007 False Creek Community Centre
February 28, 2007 East Hastings Community Centre
February 27, 2007 Richmond Public Library Ironwood Branch
February 22, 2007 Mt. Pleasant Community Centre
January 24, 2007 Renfrew Community Centre
November 24, 2006 Roundhouse Community Centre
October 19, 2006 Richmond Public Library Cambie Branch
October 12, 2006 Mt. Pleasant Community Centre
October 5, 2006 East Hastings Community Centre
September 27, 2006 Renfrew Community Centre
June 1, 2006 EV Logistics: Exclusive Seminar
April 26, 2006 Richmond Public Library Brighouse Branch
April 18, 2006 Mt. Pleasant Community Centre
April 8, 2006 Chapters Bookstore Bridgeport Richmond
April 6, 2006 Richmond Cambie Public Library
March 29, 2006 Renfrew Community Centre
March 22, 2006 Richmond Public Library Ironwood Branch
March 18, 2006 Italian Cultural Centre with Ozzie Jurock
February 23, 2006 Roundhouse Community Centre
January 26, 2006 Mt. Pleasant Community Centre
January 19, 2006 East Hastings Community Centre
November 3, 2005 Mt. Pleasant Community Centre
October 27, 2005 East Hastings Community Centre
October 25, 2005 Trout Lake Community Centre
October 20, 2005 Richmond Public Library Cambie Branch
October 13, 2005 Richmond Public Library Ironwood Branch
October 5, 2005 Roundhouse Community Centre
September 28, 2005 Renfrew Community Centre
April 28, 2005 East Hastings Community Centre
April 27, 2005 Trout Lake Community Centre
April 13, 2005 Renfrew Community Centre
March 10, 2005 Roundhouse Community Centre
February 16, 2005 East Hastings Community Centre
February 2, 2005 Roundhouse Community Centre
January 26, 2005 Renfrew Community Centre
January 19, 2005 Trout Lake Community Centre
November 3, 2004 Roundhouse Community Centre
October 13, 2004 Renfrew Community Centre
September 30, 2004 Roundhouse Community Centre
August 11, 2004 East Hastings Community Centre
June 16, 2004 Roundhouse Community Centre
May 12, 2004 East Hastings Community Centre
April 29, 2004 Roundhouse Community Centre
April 14, 2004 Renfrew Community Centre
April 13, 2004 Trout Lake Community Centre
March 18, 2004 Richmond Public Library Minoru Branch
March 10, 2004 Roundhouse Community Centre
February 3, 2004 Renfrew Community Centre
January 15, 2004 East Hastings Community Centre
November 16, 2003 Marpole-Oakridge Community Centre
October 12, 2003 East Hastings Community Centre
October 5, 2003 Dunbar Community Centre
May 14, 2003 Roundhouse Community Centre
May 4, 2003 Mt. Pleasant Community Centre
March 5, 2003 East Hastings Community Centre
February 7, 2003 Trout Lake Community Centre
January 30, 2003 Douglas Park Community Centre
October 10, 2002 Killarney Park Community Centre
October 17, 2002 False Creek Community Centre
November 21, 2002 Roundhouse Community Centre
Top Row: (Left to Right) Glenn Duxbury and Ron Usher
Bottom Row:(Left to Right) Alma Pasic and Geraldine Santiago
Photography: Steve Owst Photography
From Left to Right: Alma Pasic, mortgage broker, Glenn Duxbury, Certified Home inspector, Geraldine Santiago Author and RE/MAX Realtor, Davis Kosowan, North Shore RE/MAX specialist, Patricia Wright, Notary Public.
Click the Above Image or Here:
Left to Right: Glenn Duxbury Home Inspector, Geraldine Santiago RE/MAX Agent and Published Real Estate Author, and Alma Pasic, Mortgage Broker
Alma Pasic, Mortgage Broker with Verico Wizard
Geraldine Santiago, Published Real Estate Author and RE/MAX Agent
Glenn Duxbury, Certified Home Inspector